If you are involved in an accident involving an uninsured driver or a driver you you are unable to trace (hit and run) you may still be entitled to compensation.

The Motor Insurers Bureau (MIB) exists to compensate victims of negligent, uninsured and untraced drivers (hit and run) who are unable to claim insurance from a negligent driver.

Untraced Drivers

Where a driver’s identity cannot be established you can still make a claim through the Untraced Drivers’ Agreement. You can make a claim for personal injury and property damage resulting from a hit and run accident.

Uninsured Drivers

If you have had an accident with an uninsured motorist you can pursue a claim against the MIB who will pay you compensation and any costs. The MIB can then pursue the uninsured motorist for any sums awarded to you.

You can make a claim through the MIB if you have suffered a loss in any of the following areas:
• England, Scotland and Wales;
• Northern Ireland;
• Isle of Man;
• Alderney;
• Guernsey;
• Jersey;
• Sark;
• Gibraltar;

Remember

1. Where possible try to secure as many details of the accident as possible. The most helpful would be the registration number of the car that hit you, but try also make a note of the model and colour of the car and any distinguishing features of the driver, e.g. gender, age, height etc;

The MIB will request these details although it is not essential to have them. In some cases you will be unable to provide any such details.

2. Report the accident to the police as soon as possible. Ask the police to provide you with a reference number to evidence the fact that you have reported the accident. It is also useful to make a note of the name, badge number and station of the police officer you reported the matter to;

3. Visit a hospital or your GP as soon as possible so that an official record is made of your injuries;

4. Where possible obtain details of any independent witnesses and keep a record of their contact details;

5. It is helpful if you can take photographs of any damage caused to your vehicle. You should also obtain a repair estimate;

Our Personal Injury Lawyers have the experience and skill to advise you in making a claim for compensation if you have been injured. It’s simple to begin the process.
Email us on solicitor@tlps.co.uk or complete the online contact form and we shall contact you to discuss making your claim for compensation.

Contact us now to take advantage of a free consultation to assess your claim.